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KSCB

Personal loan

Kadalundi Bank offers personal loans that can be used for emergencies, education, weddings, travel, medical expenses, debt consolidation, or a house down payment. With easy EMI repayment options, these loans provide access to large funds. Timely repayments can also help build a good credit score, strengthening your financial future.

Documentation needed
  • 2 copies of passport size photographs
  • ID proof can be submitted as any one of the following
    • PAN card
    • Voter ID
    • Driving license
    • Passport
  • Address proof is acceptable in any one of the form of:
    • Landline bill
    • Electricity bill
    • Ration card
    • Voter ID
    • Passport
  • Income proof is mandated in the form of:
    • Salary slip
    • Form 16
    • Bank statements valid past 6 months
    • ITR return valid past 2 years
Loan features
  • Low processing fees
  • Quick disbursal of amount
  • Minimal documentation
  • Lower interest rates
Loan category
Loan type Interest rates Loan tenure Maximum amount
Personal loan 13.20% 120 months 10,00,000
Students help loan 11.6%% 12 months 10,000
Marriage loan 12.6%
Professional loan 13% 36 months 100,000
Working women’s loan 12% 24 months 50,000
House repair 12% 7 years
House reconstruction 10.30% 7 years
Mortgage loan 13% 96 months
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