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A Fixed Deposit (FD), also known as a Term Deposit, is a secure investment option where funds are deposited for a set period, earning a fixed interest rate. With terms ranging from 7 days to 10 years, FDs offer guaranteed returns, easy account setup, and a risk-free way to grow savings.
| Fixed deposit type | Minimum amount | Maximum amount | Interest rate |
|---|---|---|---|
| 15 to 45 days | 1000 | 6% | |
| 46 to 90 days | 1000 | 6.5% | |
| 91 to 179 days | 1000 | 7% | |
| 180 to 364 days | 1000 | 7.25% | |
| 2 years and below | 1000 | 8.25% | |
| 2 years and above | 1000 | 8% |
